Institutoptico Payment Solution
Find out how you can take care of your eye health in a more convenient way. At our Group’s stores, we offer several payment options to best suit your needs. If you are looking to pay for your frames or lenses in instalments, get to know our payment solutions.

NO ANNUAL FEES, INTEREST OR MEMBERSHIP FEES
Take advantage of the Cofidis Pay payment solution at participating Institutoptico stores, with no annual fees, no interest or membership fees.
FLEXIBLE AND INSTANT PAYMENTS
Choose the payment soution that suits you best. Your purchases are financed instantly and payments are debited from your usual account, providing convenience and flexibility.
TERMS AND CONDITIONS
Make purchases between €60 and €2,500, with payment terms from 3 to 12 months, without interest or fees for the end customer. Instalments will be charged to your debit or credit card through a factoring agreement between Cofidis and the retailer. For more information, please contact participating Institutoptico opticians or Cofidis (no. 921 at Banco de Portugal). This payment option cannot be combined with ongoing promotions, campaigns, discounts, partnerships, or agreements.
COFIDIS PAY
Interest-free instalment payments.
With Cofidis Pay, you can split the cost of your purchase over 3 to 12 months, interest-free and inconveniences-free!
How does it work?
Choose your glasses or other product at your nearest Institutoptico store.
Choose to pay in instalments at no additional cost.
Approval is quick and 100% digital – it only takes a few seconds!
Payments will be made to the customer’s debit or credit card in instalments with 0% interest and charges, through a payment solution based on a factoring agreement between Cofidis and the merchant. Find out more at Cofidis, registered at the Bank of Portugal under number 921.















